Glenpoint Finance, a small-business funding service in Dubuque, Iowa, takes requests from Bellevue, Iowa by phone and online form. This page gives ZIP 52031 census counts, sector mix, size and payroll arithmetic, self-employment from the American Community Survey, and links to the structures that suit the local mix.
| Employers using ZIP 52031 | 134 (ZBP 2023) |
|---|---|
| Employees, ZIP 52031 | 989 (ZBP 2023) |
| Establishments under 5 employees | 61.9% (ZBP 2023) |
| Residents working for themselves, Bellevue, IA | 10.8% (+/- 4.1) (ACS 2020-2024) |
| Distance | About 21 miles southeast of Dubuque, IA |
ZIP 52031 in census counts
ZIP 52031 had 134 employer establishments in 2023, with 989 employees and $45.8 million in annual payroll (ZIP Code Business Patterns 2023). 61.9% of those establishments had fewer than five employees. Our arithmetic from the same file: about 7.4 employees per establishment and about $46,300 in payroll per employee.
A ZIP is not a town. Bellevue covers 0.8% of ZIP 52031's land, so these figures include farms, rural shops and homes well outside city limits.
Sectors in ZIP 52031
| Sector | Establishments | Share under 5 employees |
|---|---|---|
| Construction | 26 | 80.8% |
| Retail trade | 17 | 29.4% |
| Finance and insurance | 11 | 72.7% |
| Professional and technical services | 11 | 90.9% |
| Other services | 11 | 63.6% |
| Health care and social assistance | 9 | 55.6% |
| Accommodation and food services | 9 | 0.0% |
| Transportation and warehousing | 8 | 62.5% |
| Wholesale trade | 5 | 0.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023. The larger sectors are shown; the full list is in the ZBP file.
Self-employment in Bellevue, IA
In Bellevue, 10.8% (+/- 4.1) of employed residents were self-employed: 5.0% in their own incorporated business and 5.8% unincorporated (American Community Survey 2020-2024). The margins are wide for a town this size, so treat the figure as a range.
What the Bellevue, IA ZIP mix suggests for funding
ZIP 52031 had the highest share of very small employers among the three town pages on this site: 61.9% had fewer than five employees, and the average was about 7 employees per establishment (our arithmetic, ZBP 2023). Construction led with 26 employers, 80.8% of them under five people; work trucks and trailers there can be equipment financing questions.
The ZIP's 9 food-service employers all had five or more employees. Payroll for a kitchen of that size between card deposits can be a working capital question, and a remodel can be a term-loan question.
How Bellevue, IA owners reach Glenpoint
Bellevue is about 21 miles southeast of Dubuque, IA. Requests are handled by phone at (563) 208-6583 and through the online form, the same as for a business in the city. County-wide figures and local guides are on the Dubuque, IA data page; other towns are on the areas served page.
Bellevue, IA businesses we help
Funding partners consider businesses across most industries in Bellevue, IA, from contractors and construction trades and restaurants and food service to medical and dental practices and retailers and wholesalers that carry stock. Each partner still decides case by case.
Paperwork partners commonly ask for
- Your most recent business tax return
- Current financial statements: profit and loss plus a balance sheet
- Government-issued ID for each owner
- Formation documents and your EIN
- Details of any loans, leases or advances the business already carries
- For equipment, the seller's quote with make, model and price
Partners differ in what they request; this list covers the usual ground.
From first call to a partner's decision
- It starts with a call to (563) 208-6583 or the short contact form. On the phone we cover the purpose of the funds, time in business and approximate monthly revenue.
- We walk through the funding types that suit that purpose and the paperwork partners tend to ask for. Nothing goes out until you say so.
- With your permission, we take the request to lending partners that offer that kind of funding. Each partner reviews it and makes its own credit decision.
- When an offer arrives, weigh its full cost, how payments are scheduled and the conditions. Accepting is entirely your choice.
From Bellevue, IA, the whole request can run by phone and online.
By Glenpoint Finance · Updated
